How To Get A Bonded Title In Mississippi

What is a Bonded Title?

A bonded title, also known as a certificate of title surety bond, is a legal document that proves ownership of a vehicle when the original title is missing or has been damaged. It is a way to obtain a new title for your vehicle when you cannot provide the original title.

Why Would You Need a Bonded Title?

There are several reasons why you might need a bonded title in Mississippi. Some common situations include:

  • Lost or stolen title
  • Unverifiable ownership
  • Missing or incomplete paperwork
  • Abandoned vehicles

Steps to Obtain a Bonded Title in Mississippi

1. Complete an Application

The first step in obtaining a bonded title is to complete an application form. You can obtain this form from the Mississippi Department of Revenue or download it from their website. Fill out the form accurately, providing all the necessary information.

2. Obtain a Surety Bond

Once you have completed the application, you will need to obtain a surety bond. A surety bond acts as a guarantee that you are the rightful owner of the vehicle. You can purchase a surety bond from a licensed insurance company. The amount of the bond will depend on the value of the vehicle.

3. Gather Supporting Documents

Collect any supporting documents that prove your ownership of the vehicle. This can include bills of sale, repair receipts, or any other documentation that demonstrates your ownership and the history of the vehicle.

4. Submit the Application

Submit the completed application, the surety bond, and all supporting documents to the Mississippi Department of Revenue. Make sure to include any required fees as well. It is recommended to make copies of all the documents for your records.

5. Wait for Processing

Once you have submitted your application, it will be processed by the Mississippi Department of Revenue. This process can take several weeks, so be patient. During this time, the department will review your application and verify the information provided.

6. Receive Your Bonded Title

If your application is approved, you will receive your bonded title in the mail. This document will serve as proof of ownership for your vehicle. Keep it in a safe place, as you will need it for future transactions involving the vehicle.

Benefits of a Bonded Title

Obtaining a bonded title can provide several benefits, including:

  • Legal proof of ownership
  • Ability to register and insure the vehicle
  • Potential increase in the vehicle’s value
  • Peace of mind knowing you have a valid title


Getting a bonded title in Mississippi is a straightforward process that requires completing an application, obtaining a surety bond, and submitting the necessary documents. It may take some time for the application to be processed, but once approved, you will receive your bonded title and have legal proof of ownership for your vehicle. Remember to keep your bonded title in a safe place and consider the benefits it provides, such as the ability to register and insure your vehicle.

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